How is Wells Fargo proving to out do the competition with a Better way to get and manage a mortgage? Simple, with YourLoanTracker. With this online service you can see your loan’s progress real time. As long as you have reliable internet connection, you can log in to your account from your computer, smartphone or tablet to check on your loan. However, this service is not available with all loan programs offered by Wells Fargo. To make sure, please talk to your home mortgage consultant for details.
If you want to know where you stand all throughout your home-buying experience, this service is perfect for you. All you need is reliable internet connection and you can log in to your account with your LoanTracker anytime and anywhere! You can check your loan’s progress from your smartphone, tablet or computer and immediately. Ask your home mortgage consultant about your concerns. He or she can also discuss this online service to you in detail.
How Does YourLoanTracker Work?
- It lets you see the status of your loan and upcoming tasks real time. This inlcudes an easy to navigate dashboard within the portal that shows you important milestones throughout the home financing process. Each task is identified by a “To-Do List”.
- It allows you to upload required documents and view them in your file. Easily submit your documents electronically. The service is so simple to use that even if you do not have an electronic copy, use a smartphone or other device to take a picture of the paper document or scan using your printer scanner. Then upload the document instead of having to submit an actual paper document. this process saves time by keeping you out of the bank and allows you to take care of this process from the comfort of your home or office.
- You can review disclosures and other documents at any time you want. If you choose the service of electronic delivery, your loan disclosures and many other documents can be delivered to you through the online portal instead of receiving physical paper documents in the mail making it easier to keep all your files and documents in one location and easy to access.
From the portal, you can also do a number of activities including signing in to your account, reviewing your rewards & benefits, getting details about loans & credit, contacting support and more.
How to Sign In to Your Account
Having a Your Loan Tracker account comes in handy if you want to be updated about your loan. It also enables you to take advantage of benefits that only account holders can enjoy. If you already have an account, you may log in by using the ‘Sign On’ link to get to the proper page. This link is located on the top area of the page. Once you are on the login page, type in your username and password accordingly and use the ‘Sign On’ button to proceed.
In the event that you forget your username and/or password, please use the link that says ‘Username/Password Help’ to get assistance. But if you don’t have an account yet, you may create one by using the link that says ‘Sign Up Now’ instead. As an account holder, you may also enjoy the other services offered by the company. On the upper right corner of the page, you can see links that say ‘Application In Progress’ and ‘Credit Card Rewards’, simply use the link of the service that you want to use at this time.
Steps to Applying for a Wells Fargo Mortgage
Getting started with the loan application is obviously the first step and completing the mortgage process. Connect with a home mortgage consultant that can help you compare and understand all available loan options. If you have received a pre-approval letter, it will include an estimate of what you can expect to be able to borrow as well as a price range that should fit your income and budget. Once you have located a home within this mortgage cap, your consultant will help you to finish the loan application process.
This is where yourloantracker comes in helping make the complete loan process simple and quick. Instead of waiting days to get disclosures in the mail, you will have them almost immediately allowing you to see the fees and terms associated with your loan. As stated before, you can then send all related documents needed for the loan process electronically. These documents include bank statements, W-2 forms, pay stubs and utility bills. Simply take a picture and upload through the secure online portal.
After your documents have been uploaded, a financial and property review process takes place. All supporting documents you have submitted will be used to verify your application. An independent appraisal must then be done on the property to ensure its value of the allotted purchase price. all of this information is then sent to the home loan underwriter. Throughout this process the loan tracker portal keeps you plugged in and up-to-date if there is any information four steps needed to be followed up on.
Before you can close on the loan, everything needs to be completed and you must be approved. If you are approved you will receive a commitment letter preparing you to close on your new home.
Next you’ll need to contact your insurance company as you will need homeowners insurance before your closing date. Approximately 3 days before you close, you will receive a closing disclosure. Sign this letter after reading it carefully as it will include your financial interest rate, monthly payment, and how much money is needed for closing.
At closing you will meet with your settlement agent who will provide you with the rest of your documents and at this time you will pay any remaining closing cost and get the keys to your new home. This is the ideal time to ask your settlement agent if you have any remaining further questions regarding your loan or the process and making payments.
the loan process can feel huge and overwhelming but when broken down into just a few simple steps along with using the wells fargo yourloantracker provided by Wells Fargo, it really is not as bad as it seems. Simply put complete the application needed, submit it for a financial and property review. After approval, prepare to close and then finally clothes and get the keys to your home.
For further assistance, please refer to the customer service page – this is where you can find all the contact information of Wells Fargo. You can reach a consultant directly or request a call back from customer support by calling 1-877-937-9357.